If you don't think our health care system is completely warped, take you head from between your butt cheeks and read this story from today's Boulder Daily Camera
A local woman was in a car accident, and her insurance company dropped her and refused to cover her injuries because she had neglected to mention a totally unrelated trip to the emergency room that occurred before she was insured, or in the accident. To it's great credit, the jury awarded the woman $37 million in damages, 5 times what she asked for, and about 200 times what it would have cost the company to live up to its obligations.
That we even have these situations is a waste of everyone's resources. We, as a society, need to get out heads from between out butt cheeks.